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Terms & Conditions

Welcome to iBetterVest.com, an application ("App") operated by RAIBAS Consulting LLC that provides predictions and insights into stock prices ("Services"). By accessing or using our App, you agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, and all other policies and guidelines incorporated herein by reference. If you do not agree to these Terms, you may not access or use the Services.

1. Acceptance of Terms

These Terms constitute a legally binding agreement between you and RAIBAS Consulting LLC. You acknowledge that you have read, understood, and agree to be bound by these Terms. We reserve the right, at our sole discretion, to change or modify portions of these Terms at any time. If we do this, we will post the changes on this page and indicate the date of the last revision. Your continued use of the Services after the date any such changes become effective constitutes your acceptance of the new Terms.

2. IMPORTANT DISCLAIMER – NO FINANCIAL ADVICE

3. User Accounts

To access certain features of the Services, you may be required to register for an account. You agree to:

• Provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
• Maintain the confidentiality of your password and account and be fully responsible for all activities that occur under your password or account.
• Immediately notify RAIBAS Consulting LLC of any unauthorized use of your password or account or any other breach of security.
• Ensure that you exit from your account at the end of each session when accessing the Services.

RAIBAS Consulting LLC will not be liable for any loss or damage arising from your failure to comply with this Section.

4. User Conduct

You agree to use the Services only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Services. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the Services.

You further agree not to:

• Use the App for any illegal or unauthorized purpose.
• Engage in any activity that could damage, disable, overburden, or impair the App's servers or networks.
• Attempt to gain unauthorized access to any portion of the App, other accounts, computer systems, or networks connected to the App through hacking, password mining, or any other means.
• Copy, reproduce, modify, create derivative works from, distribute, or publicly display any content from the App without our prior written permission.
• Use any robot, spider, scraper, or other automated means to access the App for any purpose without our express written permission.

5. Intellectual Property Rights

The App and its original content, features, and functionality are owned by RAIBAS Consulting LLC and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

6. Third-Party Links

The Services may contain links to third-party websites or services that are not owned or controlled by RAIBAS Consulting LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that RAIBAS Consulting LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

7. Termination

We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Services will immediately cease.

8. Disclaimers

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. RAIBAS Consulting LLC EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

RAIBAS Consulting LLC MAKES NO WARRANTY THAT:

• THE SERVICES WILL MEET YOUR REQUIREMENTS.
• THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.
• THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE.
• THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICES WILL MEET YOUR EXPECTATIONS.
• ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL RAIBAS Consulting LLC, ITS AFFILIATES, DIRECTORS, EMPLOYEES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; (III) ANY CONTENT OBTAINED FROM THE SERVICES; AND (IV) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction, e.g., "the State of Florida, USA"], without regard to its conflict of law provisions.

11. Entire Agreement

These Terms constitute the entire agreement between us regarding our Services and supersede and replace any prior agreements we might have between us regarding the Services.